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How Much Should You Spend on a Wedding Ring?

Nevertheless, how much to spend on a wedding ring is a question that gets asked often. Is it reasonable to chip in your two month salary like the old days? Or would you rather focus on options that fit your budget?

We have answers to any of your questions. There is a vast range of wedding rings available in New Zealand, and we can assist you in selecting the ideal one for your future bride.

Are you confident about their preferences?

Do you know if your significant other prefers a touch of bling or leans towards more delicate jewelry? Understanding her taste is the crucial first step. 

A sneak peek into her jewellery box can provide valuable insights. If in doubt, seek advice from her close friends and family—her bestie would likely be thrilled to join a ring-shopping expedition. 

If you’re still unsure, consider proposing with a proposal ring or propose without a ring altogether. These can be later incorporated to the Wedding Rings in NZ.

How much should you spend on an engagement ring in NZ?

It all started with De Beers, a prolific group of diamond merchants, when they rolled out their iconic advertisement on diamond rings. They rolled out a two-month salary rule in their campaign, making it a standard for many men across the world

Interestingly, when De Beers initially introduced the slogan, it read, “How can you make tow month’s salary last forever?” 

However, times changed and so did preferences. The two-month benchmark isn’t practical for some and you can find a cornucopia of rings within a month’s salary. Thus, there’s no definitive amount to spend on gold wedding bands or rings these days.

Should buying an engagement ring put you in debt?

The answer is no. Despite what people may say, the two-month salary rule doesn’t hold the same relevance as it did in the 80’s and 90’s. Start saving once you’ve decided to pop the question. 

You might want to choose from a myriad wedding rings to land on the one she’ll adore. There’s no obligation to splurge unless you want to. Instead, prioritise selecting the best-quality diamond within your engagement ring budget. 

A one-carat diamond’s cost ranges from NZ$5000 to NZ$40,000, depending on its quality. The 4Cs—cut, clarity, color, and carat weight—significantly impact the price; size isn’t everything.

Factors Influencing the Cost

Understanding the factors that contribute to the cost of a wedding ring is crucial for couples navigating the decision-making process. The price of a ring is influenced by various elements, including the choice of metal, the type and quality of gemstones, and the intricacy of the design.

The material chosen for the band significantly affects the cost. Traditional options like gold and platinum tend to be pricier, while alternative metals such as titanium or tungsten offer more budget-friendly alternatives without compromising durability.

Gemstones, especially diamonds, play a central role in determining the overall cost. The renowned “4Cs”—cut, clarity, color, and carat weight—guide couples in selecting diamonds that suit both their preferences and financial considerations. 

Couples are increasingly exploring alternative gemstones, such as sapphires or moissanite, for unique and cost-effective options.

The complexity of the women and mens ring nz design also contributes to the final price. Elaborate settings, intricate detailing, and personalized engraving can increase costs. 

Couples seeking to balance aesthetics with affordability often opt for simpler designs or prioritize specific elements that hold sentimental value.

Balancing Quality and Budget

Achieving a balance between quality and budget requires careful consideration of the “4Cs” of diamonds—cut, clarity, color, and carat weight. While larger diamonds may seem appealing, a smaller diamond with superior cut and clarity can offer more brilliance and visual appeal.

Cut, arguably the most critical factor, influences a diamond’s sparkle and brilliance. A well-cut diamond reflects light effectively, creating a stunning visual effect. 

Clarity refers to the presence of inclusions, with fewer inclusions signifying a higher-quality diamond. Color, surprisingly, refers to the absence of color, with colorless diamonds (graded as “D”) considered the most valuable.

Understanding these factors empowers couples to make informed decisions, prioritizing elements that align with their preferences and financial constraints.


There’s no and there’ll never be a fixed rule for choosing the perfect wedding rings. Every couple has a different story, and if you want your partner to feel reciprocated, the best approach is to find something that aligns with their preferences (and your budget!)

Contemporary couples are redefining the narrative, emphasizing personalised choices, open communication, and a thoughtful balance between quality and budget.